Workman's Compensation


Workmen’s compensation is a compulsory form of insurance providing wage replacement and medical benefits to employees injured in the course of their employment and is governed by The Compensation for Occupational Injuries and Diseases Act, (130 of 1993) or The COID Act. The aim of the COID Act is to provide for compensation to employees, or their dependents, in the case of death or disablement caused by occupational injuries and diseases, sustained or contracted by employees in the course of their employment, or death resulting from such injuries and diseases, and to provide for matters connected therewith.





THE FEDERATED EMPLOYERS MUTUAL ASSURANCE COMPANY (RF) (Pty) Ltd was established as a mutual insurer by the Building Industry in 1936 and, on the introduction of the Workmen’s Compensation Act 1941, was granted a license to continue to transact workmen’s compensation insurance for the construction industry.


FEM's business operations are essentially confined to the insurance of employers against their liabilities under the Compensation for Occupational Injuries and Diseases Act 1993 (COIDA).


The Master Builders Association recommends that its members take out their Compensation Insurance with FEM


Find out more about the benefits of insuring with FEM by Clicking on the Related link to the right of this page or view the brochure below: